What kind of home do I really budget for? This is a question that we must answer every single time we sell a home. When you are looking to purchase a home, especially if it is your first time, you really do not know what to do or what to expect. The fact is that financing a home can be really frustrating if you do not have someone helping to guide you through the process...that is where our team comes in. We literally obtain financing for our customers on a daily basis, so we know what the banks are looking for. We explain to people all of the time that you must be credit worthy, but you must also have the debt/income ratio in line. Most are familiar with credit scores, but not many customers fully understand the debt/income ratio part. This causes customers to have a false sense of what they can and cannot afford. Some think they can afford way more than they really can, while others think they can afford much less than they really can. Don't get frustrated wondering how you will be able to get a home or spend months to years looking at homes, but never actually buy. Our team is dedicated to helping you get on the right track to actually owning a home that you and your family can enjoy for years to come!